What is Used
To Calculate Your Score
To Calculate Your Score
What you should know about credit before you apply for your Mortgage
A credit score is between 400-900 and is called a Beacon Score.
This includes the following:
- Payment history
- Total debts
- Length of time you have had credit
- Type of credit (credit cards, loans, mortgages etc.)
- If you have had a collection or bankruptcy in the past 7 years
You can obtain your credit report from Equifax over the internet
Which includes your beacon score for less than $24.00
(in order for us to process your application it is required that you purchase the $23.95 equifax report or we will do it for you for FREE)
Note: If you apply for your own credit rating, this will not affect your credit rating! See shopping at your mortgage at different banks.
Refinance your mortgage....
If you refinance your mortgage and pay off your credit cards your savings can amount to hundreds of dollars per month.
We can show you how this can be done.
A Mortgage Agent is always consistently working for the client. We are NOT
working for the banks.
working for the banks.
The mortgage Agent's job is to work for the client. We save the client time, money and aggravation.
We see you once for the application and once for the signature. We do the rest!